Stephen Graves has worked as an accountant and financial consultant for over 30 years and is a licensed CPA in California, Indiana and Nevada. He majored in accounting at Indiana University and received his Bachelor of Science degree in 1968. After graduating, he began his career working for a CPA firm in downtown Chicago. In 1969 Stephen joined the United States Air Force and was stationed at Nellis AFB in Las Vegas, Nevada during which time he completed his MBA at the University of Nevada, Las Vegas. In 1973 he passed the Uniform CPA exam and was granted his CPA license from the state of Nevada. After completing his U.S. Air Force duty Stephen moved to San Francisco. In 1976 he was awarded his California CPA license. Stephen has worked in both the private financial industry and in the public accounting sector. In 1988 he established his own accounting firm in downtown San Francisco.